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The survey found that 18 percent of consumers didn't know that a standard homeowners policy specifically excludes flood-related damage, while 81 percent were aware of the need to purchase a separate flood insurance policy from the federal National Flood Insurance Program, or NFIP, to guard against flood loss.

Read more: http://www.bankrate.com/finance/insurance/survey-1-in-5-clueless-about-flood-insurance-1.aspx#ixzz2RyU92q89
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